Productivity Plus
A credit line built
for the work you do.
Zero interest, no payments on eligible parts, service, attachments, and rentals — backed by CNH Capital and accepted at every Sonsray Machinery location.
Limited-time:Get a $50 statement credit when you apply and qualify.
- Same-day decisions
- No annual fee
- Credit lines that grow
Spend it on the things that keep your fleet running.
Productivity Plus is a dedicated credit line — not a general-purpose card. It applies to the expenses your equipment actually creates.
Genuine OEM Parts
CASE, CASE IH, and New Holland
Service & Maintenance
Scheduled PM and emergency repairs
Attachments & Accessories
Productivity-boosting upgrades
Rental Equipment
Short-term capacity without commitment
Smarter equipment financing,
on the terms operators actually need.
Zero Interest, No Payments
Eligible purchases come with promotional financing — no interest and no payments for the qualifying period, so you keep working capital free for what matters.
Exclusive Promotions
Members-only seasonal deals on parts, service, and attachments — limited-time offers you won't find at retail.
Simplified Expense Tracking
Every purchase consolidated on one statement with detailed line items. Easier reconciliation, smoother tax prep, fewer surprises.
Flexible Credit Limits
Pre-approved credit lines that scale with your business, so emergency repairs and seasonal needs never wait on paperwork.
My Account Online
Manage balances, view statements, and make payments 24/7 through CNH Industrial My Account — phone or browser, your call.
Built for CASE
Tailored exclusively for CASE IH agriculture and CASE CE construction equipment — every dollar tracks against the gear you actually run.
From application to approval in four steps.
Apply Online
Submit a short, secure application directly through CNH Capital — typically a few minutes start to finish.
Get Approved Fast
Most credit decisions come back same-day. Approved customers receive their pre-approved credit line immediately.
Start Spending
Use Productivity Plus at any Sonsray Machinery location for parts, service, attachments, and rentals.
Manage Anywhere
Log in to CNH My Account to track spend, schedule payments, and capture exclusive promotional offers.
Made for the gear you already trust.
Productivity Plus is a captive program from CNH Capital — the financing arm behind CASE, CASE IH, and New Holland. Use your credit line at any authorized Sonsray Machinery location across our 30+ Western US service centers.
Whether you run a single 580SN backhoe or a 50-tractor agricultural fleet, the same credit line keeps everything moving.