Equipment Financing

Finance Solutions

Flexible terms. Same-day decisions. Built for operators.

Competitive loan rates, seasonal payment structures, and credit lines that scale with your business — backed by the lenders we've worked with for decades.

Apply for Financing Talk to Finance Team

Why Sonsray Finance

Same-day decisions

Most apps approved within 24 hrs

Competitive rates

Top-tier lender network

Seasonal payments

Cash flow that fits your cycle

24 hr

Decisions

Finance Programs

Promo Rates Available

$50

Statement Credit Offer

Explore Your Options

Whether you're looking to purchase, lease, or finance equipment, we have a solution that fits your needs.

Apply for Financing

Submit a financing application and get pre-approved for your next equipment purchase.

Section 179 Calculator

Calculate your potential tax savings with the Section 179 deduction on equipment purchases.

Productivity Plus

Explore CNH Industrial Capital's flexible financing program with competitive rates and terms.

Net-30 Terms

Qualified businesses can apply for Net-30 payment terms on parts and service.

Why Finance With Us

Sonsray Machinery partners with the best lenders in the industry to bring you financing that works for your business.

Fast Approvals

Get a financing decision quickly so you can get to work sooner. Most applications are processed within 24 hours.

Competitive Rates

We work with top-tier lenders to offer you the most competitive rates available in the industry.

Seasonal Payment Plans

Structure payments around your busy season so cash flow is never an issue when you need it most.

Dedicated Finance Team

Our experienced finance specialists guide you through every step of the process from application to approval.